Who doesn't worry about their major medical insurance? People who have a group medical plan are concerned about increased rates. People who must buy their own plan are worried about increased premiums and getting declined. Learn a little more about our system of health plans so you can find the right option for your family.
How do people in the US get covered?
Many Americans enjoy a group major medical benefit from their job. This covers the worker, and usually, the worker's family too. Bigger companies, and even some smaller ones, will pick up part of the tab too. This helps the workers spend less on premiums. Some employees are not even aware of how much the employer contribututes until they leave their job and have to pay the whole premium.
Other people in the US do not have a group health benefit. Lots of small companies lack a plan. Self employed people, who do not belong to an employer group, will also lack coverage. The! se people start looking for individual health insurance policies. Dozens of insurance companies offer competitive products so most consumers have many options.
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